Nigeria Built in Lagos
Payments built for Nigeria
OrbytPay helps Nigerian businesses collect by bank transfer or card, settle after double-verify, and withdraw to any Nigerian bank — one flat ₦100 fee per collection, with you or your customer choosing who bears it.
How money moves in Nigeria
Collections run on Korapay’s licensed payment rails — the same infrastructure trusted for Nigerian bank transfers and card acceptance. OrbytPay adds hosted checkout, merchant portal, REST APIs, signed webhooks, and a hash-chained ledger on top.
Bank transfer
Customers pay from any Nigerian bank app on OrbytPay hosted checkout with a clear reference and amount.
Card
Debit and credit card payments secured by Kora — same checkout, same settlement flow.
Withdrawals
Resolve account name, then disburse to any Nigerian bank through Kora. Failed transfers refund to your balance.
Flat ₦100 fee
No percentage cut. Set fee_bearer to customer (default) or merchant per payment.
Settlement you can trust
Your balance credits only after two independent checks agree: Korapay’s signed webhook and OrbytPay’s own API verification. That double-verify pattern reduces false credits and keeps your ledger authoritative.
- Real-time balance updates after verification — not before
- Signed webhooks with
x-orbytpay-signaturefor your server - Shareable receipts and traceable references for every payment
- KYC in the portal before higher limits and withdrawals unlock
OrbytPay is built in Lagos for Nigerian merchants — local rails, local banks, and pricing that makes sense at ₦100 flat instead of percentage cuts on every collection.